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Guavas Finance UK - Leading Finance Services in UK for Small Business.

Here's how UK builders are turning waiting into working capital

Fresh data from the Trading Places 2025 Report confirms the pressures facing the sector.
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Solution To Challenges

The Report confirms what builders are feeling on the ground.

Your two biggest challenges are now squeezing you from both ends: delayed payments & increased costs.

42% of SMEs cite payment delays as a top challenge.

For Builders: Waiting 60-90+ days for payment while funding labour and materials upfront.

56% of firms hit by FX volatility lost £10k-£50k last year.

For Builders: An entire project's profit wiped out by a single currency swing on an overseas materials order.

Construction's Top 3 Export Markets are the USA, France & Germany.

For builders: Navigating multiple currencies, complex payment terms, and overseas risk on your biggest jobs.
The Smarter Way

You Can Keep Bridging Gaps... Or You Can Take Control.

For years, the only options were: dipping into personal equity, taking on expensive loans, or turning down good projects.

Unlock Your Working Capital in 3 Simple Steps:

Submit Your Invoices:

Securely send us your outstanding UK or overseas invoices (£50k–£2m+).

Get Funded in 24-48 Hours:

We advance you up to 90% of the invoice value, directly into your account.

Grow Your Business:

Pay suppliers, hire staff, and confidently bid on your next big project. You simply repay us when your client pays the invoice.
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Real World Examples

From Stalled Cash Flow to Strategic Growth:
Here's How Others Have Done It

London-based fit out company

Although a long-standing business, the client had run into financial difficulties due to delayed projects and spiralling costs
The Solution
£1 million Construction Finance facility
The Result
The facility will see the business through its current cashflow shortfall and support its future growth plans

Midlands-based groundwork business

Needed funding to enable their acquisition of another business
The Solution
£4.5 million Construction Invoice Discounting facility
The Result
The acquisition deal was secured, supported by the funder’s capacity to finance uncertified applications for payment.

Midlands-based construction company

Needed funding to enable their acquisition of a business
The Solution
£300k Confidential Invoice Discounting facility
The Result
The funding allowed the client to successfully acquire a construction firm, as well as provide valuable cashflow to move the business forward

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Your Review will be with Chris Dolan

Chris Dolan

Construction Finance Specialist
  • Trusted by UK Construction Firms in Essex, Portsmouth, London & more
  • See exactly how much cash you could unlock in 48 hours.
  • Get a custom-built funding plan that fits your business.
  • Uncover hidden FX risks that could be silently eroding your profit.
Get Your Report Here

Not Ready for a Call? Get the Insights.

Download the full Trading Places 2025 Report for a deeper look at UK trade health and the outlook on tariff pressures.
Download Full Report Here
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© 2026. Guavas Finance Ltd

Shelton Street, Covent Garden, London, WC2H 9JQ, UK
Logo Guavas Finance UK - Leading Finance Services in UK for Small Business White SVG
Invoice Finance Asset Finance Business Loans Commercial Property Finance Business Credit Cards Tax and VAT Funding
Home About Us Knowledge Guides Contact Us
get a quote
Privacy Policy Cookie Policy Terms of Use Data Protection Notice

© 2026. Guavas Finance Ltd

Shelton Street, Covent Garden, London, WC2H 9JQ, UK

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