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Here's how UK transport firms are turning waiting into working capital.

A new 2025 report on international trade reveals the pressures facing haulage and logistics firms—and how the smartest are taking control.
2025 Transport Industry Report:
  • 42% of SMEs hit by critical payment delays
  • £17,000 average loss to FX volatility
  • 65% impacted by post-Brexit frictions
Solution To Challenges

The Report confirms what transport directors are feeling on the ground.

You're facing the dual squeeze of rising operational costs and customers stretching payment terms.
Finding: 42% of SMEs are hit by critical payment delays.

For Transport & Haulage:

That's your truck sitting idle in the yard, fully serviced but unable to take a new load, because you're waiting 60+ days for an invoice from a completed European run to clear.
Finding: Over half of SMEs lost an average of £17,000 to FX volatility last year.

For Logistics & Wholesale:

It's the bitter taste of watching your profit margin on an import get silently eroded by currency shifts, turning a carefully planned consignment into a break-even exercise at best.
Finding: Post-Brexit trade frictions have "significantly impacted" the bottom line for 65% of businesses.

For Freight Forwarders:

This is the administrative headache of customs paperwork and the unexpected demurrage charges as delays cascade, tying up your cash in port instead of in your business.
The Smarter Way

You Can Keep Bridging Gaps... Or You Can Take Control.

You can keep using expensive overdrafts or personal funds to cover fuel and driver wages. Or you can unlock the cash that's already yours, sitting in your unpaid sales ledger.

Unlock Your Working Capital in 3 Simple Steps:

Submit Your Invoices:

Securely send us your outstanding UK or overseas invoices (£50k–£2m+).

Get Funded in 24-48 Hours:

We advance you up to 90% of the invoice value, directly into your account.

Grow Your Business:

Pay suppliers, hire staff, and confidently bid on your next big project. You simply repay us when your client pays the invoice.
Real World Examples

From Stalled Cash Flow to Strategic Growth:
Here's How Others Have Done It

Wholesaler of plumbing and heating supplies

The client was a new business and was unable to secure funding from their bank due to their infancy
The solution: £150,000 Factoring facility
The result: The funding will enable the new business to grow organically

Haulage business based in the East Midlands

The business had outgrown its existing bank-led facility after moving to larger premises, but delays and limitations from their incumbent funder created urgent pressure.
The solution: £1 million Confidential Invoice Discounting facility
The result: The business was able to quickly get the flexible funding they needed to match their rapid growth

National transport company

The client needed to improve its cashflow in order to grow
The solution: £400,000 Export Confidential Invoice Discounting facility
The result: The facility will enable the business to take on more orders and expand their operations

Ready to turn your invoices into immediate working capital?

Stop waiting and start growing. Discover how much cash you could unlock from your sales ledger today.

Chris Dolan

Logistics Finance Specialist
  • Speak to our transport finance specialist, Chris Dolan
  • By filling out the form for a free, no-obligation quote.
  • Get a custom-built funding plan that fits your business.
Guavas Finance Awarded Moneyfacts Invoice Finance Broker 2025

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© 2026. Guavas Finance Ltd

Shelton Street, Covent Garden, London, WC2H 9JQ, UK

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