Guavas Finance UK - Leading Finance Services in UK for Small Business.

Making Finance Simple

We Help UK Businesses
Simplify. Save. Thrive.
With Business Finance

We know that navigating the business funding market can be a rather difficult task so we at Guavas have simplified it for you.

Guavas is here to simplify the UK business financing process
We get comparative quotes from 50+ top funding providers
Helping you find the best solutions tailored to your business needs

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Guavas Finance UK - We Help Businesses Simplify. Save. Thrive. Mobile

Trusted by UK Businesses Nationwide

Award-Winning Business Finance Excellence.

Business Moneyfacts Awards 2025 Invoice Finance Broker of the Year, Guavas Finance stands as a leading finance provider in the UK. We're trusted across the UK for small to medium business financing, backed by our team of expert financial advisors who simplify the complex world of business funding. With access to 50+ top lenders and a proven track record of success, we help UK businesses simplify, save, and thrive with tailored financing solutions that drive growth.

Guavas Finance Awarded Moneyfacts Invoice Finance Broker 2025

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Helping you thrive

Our Business Finance Solutions

Our professional and simple approach, coupled with our commitment to providing tailored solutions, sets us apart in the finance industry. Whether you're a small business owner or a large company in the UK, let us guide you through the funding market, helping you make informed choices with ease so that you can focus on what really matters, growth.

Invoice Finance

Invoice factoring or invoice discounting converts outstanding invoices into immediate cash. Businesses sell invoices to a lender at a slightly discounted rate, improving their cash flow, allowing instant growth.

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Receive up to 95% of your unpaid invoice value
Stop chasing unpaid invoices with Guavas Finance
Simple, stress-free funding within 24-48 hours
Obligation free decision process with no credit score impact

Business Loans

Business loans are offered by various lenders to support the growth and operations of businesses, providing the necessary capital to invest in equipment, inventory, marketing, ventures, etc.

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Our team of experts will navigate the market for you
Review multiple products from all the relevant lenders
We work alongside you to choose the best option
Obligation free decision process

Asset Finance

Asset finance enables businesses to acquire essential assets for growth, without bearing the full upfront cost. We can also help you release cash tied up in expensive equipment while using the assets as collateral.

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Acquire essential assets for your business
Release capital from existing assets
Simple, stress-free funding in as little as 48 hours
Obligation free decision process with no credit score impact

Property Finance

We can help you secure funding for any property-related transaction, no matter how complex. From Commercial Mortgages, Development Finance and Bridging Finance to Commercial Investments.

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Secure loans from £50,000 to £25 Million
Up to 80% LTV (100% with additional security)
Market leading rates and same day DIP's
Obligation free decision process

Business Credit Cards

Are you looking for a smarter way to manage your business spending? With Guavas, you can get a Business Credit Card that goes beyond the basics of purchases. Get your Credit Cards For Business UK.

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Up to 42 days interest-free on purchases
Get personalised credit limits from £1,000 to £250,000
Free plan available, with no monthly fees
Pro plan includes unlimited access to airport lounges

Tax and VAT Funding

Do quarterly VAT payments or annual Corporation Tax bills put pressure on your cash flow? Tax and VAT Funding is a smart way to spread these costs into manageable monthly instalments.

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Spread your tax bill into monthly payments
Maintain a reliable payment record with HMRC
Simplify budgeting with fixed repayments
Preserve cash for growth and investment

Saving Time and Money

UK Business Financing with Guavas

We understand that every business is unique. That's why we take the time to understand your individual needs and leverage our comprehensive lender network to find the best business finance options tailored to your businesses specific needs. Our aim is to secure the best rates, the highest loan-to-values, and the most flexible UK business financing for our clients.

Simplification is at the core of what we do. Our expertise lies in simplifying the world of business finance, enabling you to make informed choices with confidence.

How does it work?

Tell us how much you need

Fill in our quick online form to tell us about your business's financial needs and choose from our range of financial products

Receive tailored options

Our expert team will get in touch to discuss your options based on the info provided and guide you through the options tailored to your business needs

Get your funding

We work with you and find the right financing lender and to help you secure the right funding for your businesses needs and businesses growth

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Simplify. Save. Thrive.

Invoice Factoring Suits Most UK SME Sectors

Here at Guavas Finance we can help any UK business that invoices other companies on credit terms. Whether it's for goods and / or services that they provide. Let us help you thrive.

Recruitment Agencies

We help UK based recruitment agencies save and thrive with invoice finance.

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Construction Companies

We help UK's construction industry utilise and maximise on invoice finance.

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Healthcare Industry

The healthcare industry can use invoice finance to streamline cash flow effectively.

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Expert Financing Service

Let's Hear From Our Customers

Let's find out why they chose Guavas Finance as their funding option and business funding partner

Guavas Finance Funded a Recruitment Firm in UK

The funding helped a recruitment agency in Manchester stay afloat after COVID-19 allowing them to continue to thrive and deliver.

Guavas Finance Funded a Construction Company in UK

"Chris Dolan was excellent! He was very knowledgable, efficient and understanding of our business, assisting us swiftly."

"Cornelius helped us access asset finance funding for our healthcare practice enabling us to open new doors"

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Leading Funders in UK

We've partnered with leading UK finance lenders

We specialise in various finance categories and offer deep, independent knowledge across the board. Whether you're looking for commercial loans, asset finance, or cash flow advances, we have you covered. Our extensive panel of lenders, including leading finance providers across the UK, gives us access to a wide range of options.

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Guavas partnered with leading UK finance lenders

Expert Financing Service

Explore Our Extensive Knowledge Guides

Invoice Factoring vs. Invoice Financing: Which One is Right for Your Business? Guavas Finance UK - Stick Man-32

Invoice Finance Asset Finance Business Loans Commercial Property Finance Business Credit Cards Tax and VAT Funding

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Shelton Street, Covent Garden, London, WC2H 9JQ, UK

We Help UK Businesses
Simplify. Save. Thrive.
With Business Finance

Award-Winning Business Finance Excellence.