Last updated: April 2025
Guavas Finance Ltd’s (“we, us, our”) site uses cookies to distinguish you from other users of our site. This helps us to provide you with a good experience when you browse our site and also allows us to improve our site. Please read our Cookies Policy below.
A cookie is a small text file that is placed on your computer by a website that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website. Web browsers generally allow you to control cookies through the browser settings, and you can clear your cookies at any time.
Cookies can be session cookies or persistent cookies, and can be either first or third-party cookies as defined below:
We use a mixture of all these types of cookies on our site to provide our services and enhance your experience. Some of the cookies used on our site are Essential/Strictly Necessary cookies, Analytical/Performance cookies, Functionality cookies and Advertising/Targeting cookies, as set out and described in the table below.
Generally, you can set your browser to accept all cookies, block/reject all cookies, or modify your browser to alert you of any new cookies. To clear the stored cookies, you can normally go to the Tools dropdown menu at the top of the browser window.
Our site, or parts of it, may not function without technical problems or be accessible if you have disabled cookies in your browser.
You can find more information about cookies, including how to see what cookies have been set and how to manage and delete them, by visiting www.aboutcookies.org or www.allaboutcookies.org.
| Type of Cookies | Name | Purpose | What info does it hold? |
| Analytical/Performance cookies | __utma | Used to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exist. The cookie is updated every time data is sent to Google Analytics. | Anonymous tracking data to identify user or session |
| __utmb | Used to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exist. The cookie is updated every time data is sent to Google Analytics. | Anonymous new tracking data | |
| __utmc | Not used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit. | Anonymous data same as __utmb | |
| __utmz | Stores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics. | Anonymous data showing how the user got to the site | |
| Functionality cookies | abtest | Stores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics. | Anonymous data showing how the user got to the site |
| has_js | Helps identify if the user supports Javascript for important functionality | ||
| reference_id | Maintain sessions for users on our drupal sites. Allowing users to get more complete experiences while navigating the site. | Anonymous drupal session ID |
Third parties (including, for example, advertising networks and providers of external services such as web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or advertising/targeting cookies.
We may use click identifiers (i.e. a random unique sequence of letters and numbers) or hashing techniques for marketing attribution purposes, to identify new and returning visitors on our website, or for other event tracking purposes.
Unlike the use of cookies, these techniques do not use any technology to store data on your device. These techniques rely on data voluntarily provided or supported by your browser (e.g. user agent string, IP address etc.), and we will never attempt to use them to circumvent the browser or request excessive data about your device.
This Policy is effective from the date specified at the top of this Policy and is our most up-to-date version, which supersedes any earlier version. From time to time, we may update this Policy. Any changes that we make to this Policy in the future will be posted on this page. We recommend that you re-visit this page from time to time to take notice of any changes to this Policy.
© 2026. Guavas Finance Ltd
© 2026. Guavas Finance Ltd
